As a marketing writer with over a decade of experience, I typically urge consumers to invest in products and services. However, today, I want to share an insider tip that could potentially save you hundreds, if not thousands, of dollars each year. By understanding the fine print of your existing memberships, you can maximize the value of what you already subscribe to.
The average American spends about $1,000 annually on subscription services. From streaming services to meal delivery options, modern living has increasingly become about auto-renewals. Many plans offer additional benefits that go unnoticed, which could mean you’re unnecessarily spending double—or even triple—on overlapping services. By tapping into what you’re already paying for, you can access premium perks without hitting your wallet.
Discover 13 Extra Benefits You Didn’t Know Were Included in Your Current Subscriptions
1. Gym Memberships
Did you know that your health insurance company might cover part of your gym membership? Insurers like Aetna Medicare and Blue Cross Blue Shield often reimburse fees at participating gyms. This means you may get a gym membership at a reduced price, or possibly even for free.
2. Free Movies, Shows, and Documentaries
If you’re looking to cut back on streaming costs, don’t forget about your local library! Many libraries offer access to apps like Kanopy and Hoopla, which allow you to stream movies and shows for free with a library card.
3. Ebooks
With the rising cost of ebooks, you may find yourself spending a small fortune on digital titles. However, most local libraries feature the Libby app, which lets you borrow ebooks directly to your phone or e-reader at no cost.
4. Audiobooks
Audiobooks can be pricey, but you can easily access them for free through your library using the Libby app. If you’re a Spotify Premium subscriber, you can also stream audiobooks for free for up to 15 hours each month.
5. Free Seeds
Some local libraries have expanded their services to include *seed lending libraries*, which offer free fruit, vegetable, and herb seeds. This initiative promotes local food security and community gardening, giving you the chance to grow your own produce.
6. Museum Admissions
If you’re a Bank of America cardholder, you can enjoy free admission to select museums during the first full weekend of each month. Other banks like CitiGold and Capital One also provide exclusive access to various cultural institutions.
7. Travel Insurance
Before purchasing travel insurance, check the benefits of your credit card. Most major credit cards, such as Visa and Mastercard, typically offer rental car insurance, while travel cards can cover flight cancellations and lost luggage.
8. Photo Storage
Beyond free two-day shipping, Amazon Prime members benefit from unlimited photo storage and 5GB of video storage. This service allows you to keep your cherished memories backed up without additional cost.
9. Monthly Freebies
Are you a T-Mobile user? Through T-Mobile Tuesdays, you can redeem perks like free Slurpees at 7-Eleven every month alongside other discounts. Taking advantage of such offers can save you money on regular purchases.
10. Tire Maintenance
Costco offers an exceptional tire maintenance program for its members. When you purchase tires at Costco, you can receive free rotations, balancing, and flat repairs throughout the life of the tires, making it a great investment for long-term savings.
11. Hearing Tests
If you’re a **Costco** member, you can access complimentary hearing tests at their Hearing Aid Center, ensuring you stay on top of your auditory health without incurring additional costs.
12. Free Grubhub+ Membership
As an Amazon Prime member, you can activate a free Grubhub+ membership, reducing service fees and offering $0 food delivery, saving you over $330 per year on average.
13. National Parks Access
If you are a U.S. citizen with a permanent disability, you may be eligible for an Access Pass, which grants free lifetime entry to over 2,000 national parks and federal recreation sites, offering great savings for outdoor enthusiasts.
By taking the time to explore the fine print of your memberships, you can uncover a wealth of benefits that not only enhance your lifestyle but can also lead to substantial savings. Don’t leave money on the table—make the most of what you’re already paying for.
Maria Cassano, a seasoned writer and journalist, has contributed to platforms like NBC and CNN, and is currently working on her forthcoming memoir.
