Welcome To Florida Sign by DonkeyHotey / BY 2.0 (https://creativecommons.org/licenses/by/2.0/)
(Welcome To Florida Sign by DonkeyHotey / BY 2.0 (https://creativecommons.org/licenses/by/2.0/))
Released in December 2025, a new report from Florida Tax Watch reveals the counties in Florida with the lowest property taxes. For those considering moving to the Sunshine State, this information could be crucial in determining the viability of the transition. Despite rising rates across the state, this guide aims to clarify where property taxes are less burdensome.
Overview of Property Tax Rates in Florida
Union County boasts the lowest property tax burden in Florida, with an average of just $415.94 per capita. This starkly contrasts with the state average of $2,397.57, highlighting just how much variation exists across the 67 counties. Notably, major metropolitan counties like Palm Beach, Miami-Dade, and Broward are among the most expensive, ranking 4th, 6th, and 7th respectively.
Characteristics of Lower Property Tax Counties
The ten counties with the lowest property taxes predominantly have populations of less than 50,000 and are situated in the panhandle region of Florida. This suggests a correlation between lower population density and reduced tax rates, a factor worth considering for potential homebuyers.
Understanding Property Tax Calculations
Property taxes in Florida are typically calculated by multiplying a home’s assessed value by the local tax rate. For instance, a property valued at $500,000 at a 0.5% tax rate would incur approximately $2,500 in taxes, aligning with the state average. Additionally, homeowners may benefit from a $50,000 Homestead exemption, coupled with the “Save Our Homes” cap, which limits annual assessment increases to 3% or the rate of inflation, ensuring that property tax bills remain stable.
Highlighting the Ten Least Expensive Counties for Property Taxes
Starting from the tenth position, we have Gadsden County with an average levy of $881.14. Following are Wakulla County ($868.66), Baker County ($825.14), and Washington County ($778.75). This trend continues with Calhoun County, Lafayette County, Liberty County, Jackson County, Holmes County, and topping the list, Union County, where residents enjoy the least property tax burden in the state.
In-Depth Look at the Lowest Tax Regions
Union County, established in 1921 and spanning approximately 250 square miles, has gained attention for its incredibly low property tax rate, averaging just $415.94 annually. With a small population of 15,532, this area reflects both affordability and community charm.
Final Thoughts on Moving to Florida
The analysis showcases a clear trend where smaller, less populated counties in Florida typically feature lower property taxes. For prospective homeowners, understanding these tax dynamics may significantly impact relocation decisions. Additionally, incorporating budgeting strategies can further ensure financial preparedness for the transition.
